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Well as everyone knows the scare the banks have had due to them being over leveraged is now causing banks to tighten there loans to other banks, to small businesses, credit cards and you the counsumer. What can you do? Well this is the time that you want to have cash on hand just in case you are one of the people the banks deem unfit for a loan or a HELOC. As with all downward spins in the economy things will change. However with government intervening you can expect loans to be much more regulated in the future and only those with income, credit, and a job will be getting loans.
[Bank Scare Can Cost Us]
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